SCHIP again...

A Mother's Call to Action

Why SCHIP is so important, and why I'm so irritated at Bush for gutting it:

Testimony of Susan Molina:

I am here as a mother to speak on behalf of my two children, Bernadette (age 14) and Joseph (age 10). I am also speaking for the tens of thousands of parents in the PICO network who lack coverage for their children.

Almost all uninsured children (83%) live in families where at least one parent works. I am a single mom who works. I am uninsured. ... I was married at the age of 17 and I had two children. My husband was a very abusive man who walked out on us when my oldest was 5. I worked very hard so that I would not become a burden to my parents. Sometimes I worked two jobs. ... I say all that to say this: As a single mother who has worked to be where I am now, it's hard to know that my kids don't have health care. Somehow we are punished for bettering our lives.

When my daughter was 4 she needed a lot of dental work. I was working two part-time jobs that paid $8-9 an hour and none of us had health coverage. I remember going to the welfare department and asking to enroll in Medicaid. I told them I did not need welfare or food stamps or anything else, just help with the dental work that my daughter needed. After I did the paperwork the caseworker told me I didn't qualify unless I quit one of my jobs or had another baby.

When SCHIP became available, I was able to enroll my children in the Colorado Child Health Plus Plan and get my children health coverage. And like most kids, they needed it. While they were on SCHIP, both my children sprained their ankles, my son broke his arm, and my daughter had a bad burn. Both received good care that kept them from any permanent harm and allowed them to go back to school and allowed me to go back to work. I was not worried about how much these accidents were going to put us in debt. I just knew they were going to get the care they needed.

All that changed when we lost our coverage in September, because my new job paid slightly above the 200 percent [of the poverty level] cutoff to qualify for SCHIP in Colorado.

We talk about 9 million uninsured children. Behind these numbers are real children who go to school, have accidents and get sick. And real parents like me, who work hard to meet their families' needs.

When insurance prices are outrageously high, as a parent I have to decide whether to put food on the table or buy health insurance. I cannot afford to pay the hundreds of dollars each month that it would cost me to buy health insurance for my children.

I worry that when my children, God forbid, have an accident or get sick I will not have the means to pay for the medical attention they need.

Both of my kids were home sick last week for a number of days. The first night I felt very sad that I couldn't just take my son to the doctor because we don't have health insurance any more. He was running a fever, and as I drove to the store to buy him some medicine, I began to cry. I felt like a failure. My kids needed something I couldn't provide. As a parent you work to make sure they have what they need. I went into the store and picked up the generic brand of chest rub and some Motrin for the fever. As I got back into the car I felt the need to tell someone that of course I would take my children to the doctor if I felt it was an emergency. I wouldn't care if I had to pay hundreds of dollars later.

I called my friend and told her. She just heard me cry for a while, and she said that it was important that I tell this in my story so that you would know that parents go through this helpless feeling every day. She was right, and I hope you do. ... Thank you for the opportunity to tell you one parent's story, on behalf of millions of parents throughout our country.